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Participations - Avoiding Problems in the Making
By Michael A. Campbell |
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 There are several good reasons to participate a loan. The most common is that the lead bank or participant is presented with a lending opportunity that exceeds its legal lending limits. At the same time, there are a few bad reasons to participate a loan. For instance, a drive for loan growth is often a reason why banks become participants. Or the desire may be motivated by risk factors that would ordinarily prompt a decision to deny credit. In other words, the desire to share risk is actually a desire to share a bad loan. Read more>>
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| BankNews Congratulates This Year's Innovative Solutions Awards Winners |
| BankNews announces the winners of the 2012 Innovative Solutions Awards. Read more>> |
| OCC Announces Stress Testing Guidance and CRE Stress Test Tool |
| The OCC's guidance provides additional clarity around stress testing expectations for community banks. The guidance also provides an example of a simple stress test framework to consider. Read more>> |
| Register for Webcast |
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Safe Deposit Regulatory Compliance and Legal Issues
DATE: Oct. 25
 Questions regarding the USA Patriot Act, suspicious activity reports, know your customer, power of attorneys, deceased renters, payable on death leases, living trusts, court orders, Americans with Disabilities Act, past-due boxes, abandoned property will be answered during this webcast. This workshop also provides an in-depth explanation about how these issues impact on a financial institution and its safe deposit box renters.
Click here for more information or to register. |
| Rural Mainstreet Index Soars: Bankers Expect 2.3 Percent Holiday Sales Growth |
| After experiencing negative fallout from drought conditions over the last 3 months, the Rural Mainstreet economy soared higher according to the October survey of bank CEOs in the 10-state area. Read more>> |
Small Businesses Account for Nearly 50 Percent of Paper Check Use in U.S.
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| Forty-six percent of paper checks written in the United States, not including government checks, involve a small business, according to a new Research Brief released by NACHA - The Electronic Payments Association and FIS, a provider of banking and payments technologies. Read more>> |
This program fulfills many of your annual training requirements for your front line. The front line is critical in the implementation of many of the federal regulations for a financial institution. This program will cover the basic understanding of what each regulation is for and how the front line is responsible for its implementation. 
