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Nov. 28, 2012

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Skeptics Scorn Basel III 

Bill Poquette As fall colors peaked in mid-to-late October and the deadline for comment on the Basel III proposals loomed, letters highly critical of the international capital accord piled up on regulators' desks like autumn leaves. The commenters were many and varied, from trade groups to members of Congress, along with hundreds of individual community bankers. Read more>>   

FHLBNY to Stop Processing International Wire Transfers at Year-End
As a result of the uncertainty posed by provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act and rules promulgated by the Consumer Financial Protection Bureau, the Federal Home Loan Bank of New York plans to stop processing international wire transfers for its members on Dec. 31, 2012. Read more>>
FDIC Announces Teleconference Series For Compliance Information
Staff from the FDIC's Division of Depositor and Consumer Protection has been hosting several banker teleconferences during 2012. The next call is scheduled for Dec. 18 and will focus on several fair lending topics.  Read more>>
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TransUnion: Credit Card Delinquency Rates, Balances Rise in Third Quarter  

The national credit card delinquency rate increased slightly and the average credit card debt per borrower also increased. Read more>>

Richmond Fed President Discusses the National and State Economy  

"Getting our fiscal house in order will make Fed's job easier. It's going to make it easier for us to keep inflation under control," Jeffrey Lacker, Richmond Fed president, recently told Bray Cary, host of The State Journal's Decision Makers news show in West Virginia. Watch video>>
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Socially Poignant    

Here's a quick look at what the social media realm is saying about the Dodd-Frank Act. Read more>>
FDIC and FinCEN Assess Civil Money Penalty Against First Bank of Delaware
The bank failed to adequately oversee third-party payment processor relationships and related products and services in a manner commensurate with associated risks. Read more>>
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