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How Strong Is Your Environmental Risk Policy?
By Melanie Edmundson
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As if there were not enough compliance issues to tackle during these trying times, here is one more: Is your bank's environmental policy for commercial real estate up to date and does it meet your risk tolerances and the bank's potential risks due to environmental issues? Read more>>
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Conference Board Consumer Confidence Index Declines Again
| The Conference Board Consumer Confidence Index, which had declined in May, fell further in June. The index now stands at 62.0 (1985=100), down from 64.4 in May. The Expectations Index declined to 72.3 from 77.3. The Present Situation Index, however, increased to 46.6 from 44.9 last month. Read more>>
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Green Leaf Award Open to All Banks
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BankNews is accepting entries in the 2012 Green Leaf Awards, recognizing banks across the country helping their communities and the environment. Entries are divided into asset size, giving every bank an opportunity to be recognized. To enter or for more information, click here.
DEADLIINE: AUGUST 1
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Video: Grand Rapids State Bank
|  Patrick and Hannah discover that just because you're leaving Grand Rapids, Minn., to go off to college doesn't mean you have to leave your community bank. With GRSB's mobile banking, online banking and 22,000 Free ATM network MoneyPass, it's easy to enjoy hometown banking wherever you are! Click here to view video>>
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Register for Audio Conference
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Managing Multiple Projects and Priorities
DATE: JULY 12
No matter where you work, the work never stops coming. Whether handling your standard workload or now, with the economic slowdown and fewer co-workers, even more work than usual - the work must get done. We all need to find a working style for ourselves that allows us to set priorities, manage critical projects and manage conflicting demands, including those set by other.. Click here to register.
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Rural Mainstreet Economic Growth Slows
| The Rural Mainstreet Index for June slumped to its lowest level in 2012. The Rural Mainstreet Index, which ranges between 0 and 100 with 50 representing growth neutral, declined to 56.7, its lowest level since October of last year, and was down from last month's 58.5. Dale Bradley, CEO of Citizens State Bank in Miltonvale, Kan., said, "International economic problems are affecting us here (Rural Mainstreet economy)." Read more>>
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Credit Rating Downgrade Highlights Danger of Banking Concentration
| The credit rating downgrade of 15 of the largest global financial firms demonstrates the danger of excessive concentration in the banking industry, the Independent Community Bankers of America announced. ICBA said that the downgrade by Moody's Investors Services shows that the largest financial institutions have implicit government backing and a funding advantage over community banks. Read more>>
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Javelin Warns $675 Billion in Deposits at Risk Due to Bank Switching
| A new report from Javelin Strategy & Research indicates 11 percent of consumers are likely to switch primary financial institutions in 2012. Giant banks face even larger defections, with Citibank and Bank of America at risk of losing twice as many customers. Read more>>
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Remote Deposit Capture Value Calculator
| Click here to see the potential savings with remote deposit capture.
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