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September 2012 

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Equipped to Save
By Michael Scheibach, Executive Editor, BankNews
 

Community financial institutions are scrambling to stay competitive in a changing marketplace. Yet, while the headlines focus on new technology, such as mobile banking and remote deposit, a more fundamental concern for most FIs is maintaining the multitude of equipment needed to operate efficiently and cost-effectively, from computers, copiers, printers and related hardware, to more sophisticated ATMs, drive-up equipment, intercom systems and digital surveillance systems.. Read more>>
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Citizens Bank Launches Mobile Banking
Citizens Bank, headquartered in Michigan, has introduced Citizens Bank Mobile Banking, featuring Xpress Deposit. Now Citizens Bank consumer clients can enjoy the convenience and security of depositing checks, viewing balances, transferring funds, paying bills and locating a Citizens Bank branch or ATM using their mobile phone. Read more>>
Tech Guide
The World That Apps Built
By Kari English, Senior Editor, BankNews
As the world increasingly becomes smartphone-centric, apps are becoming more ingrained into our daily lives. At the end of 2011, there were more than 400 smartphone devices on the market in the United States, according to the 2011 comScore study, "2012 Mobile Future in Focus." And 64 percent of mobile phone time is spent on apps, according to the 2012 Nielsen study, "The Digital Revolution: A Look Through The Marketer's Lens." In just the last year, the average number of apps per smartphone has jumped 28 percent, from 32 apps to 41, according to NielsenWire. Read more>>

Fiserv Launches SpotPay Mobile Payment Solution

Fiserv, Inc., a provider of financial services technology solutions, has unveiled SpotPay, a mobile card reader solution for financial institutions to offer to their small business customers that enables merchants to accept card and check payments anywhere, anytime. Using SpotPay, merchants will be able to swipe credit and debit cards with their mobile device to accept payments. And SpotPay offers merchants the ability to deposit checks using the mobile remote deposit capture feature from Fiserv that allows users to securely take a picture of the front and back of a check and deposit the item electronically. Read more>>

CapTech Develops Navy Federal's Updated Mobile Banking Applications

CapTech is pleased to announce the release of Navy Federal Credit Union's updated mobile banking apps for iPhone and Android. CapTech architected, developed and project managed the mobile apps and service tier based on business requirements and designs created by Navy Federal. Read more>>

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