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March 1-5
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April 8-10
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April 17, 2013
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A Call to Arms on Too Big to Fail   

By Bill Poquette, Editor-in-Chief 

Bill cropped A riveting new chapter in the too-big-to-fail saga unfolded last month as a new study quantified the multi-billion-dollar subsidies enjoyed by the nation's largest banks due to their perceived invincibility; the Senate passed a budget amendment to end the subsidies; and the U.S. attorney general admitted that these financial behemoths are too big to prosecute - or, as some say, too big to jail. Read more>>   


Click here to send a comment to BIll Poquette. 

Basel III Capital: A Well-Intended Illusion
In his remarks at the International Association of Deposit Insurers 2013 Research Conference in Basel, Switzerland, FDIC Vice Chairman Thomas M. Hoenig said, "Aristotle is credited with being the first philosopher to systematically study logical fallacies, which he defined as arguments that appear valid but, in fact, are not. I call them well-intended illusions." Read more>>
ABA 2013 Annual Convention

FHFA Extends HARP to 2015
The Federal Housing Finance Agency has directed Fannie Mae and Freddie Mac to extend the Home Affordable Refinance Program by two years to Dec. 31, 2015. The program was set to expire Dec. 31, 2013. Read more>>
ABA Real Estate Survey Shows Signs of Sustainable Housing Recovery
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NACHA Announces Largest Originators & Receivers of ACH Payments in 2012
Total ACH payment volume grew to over 21 billion transactions in 2012, up 4.19 percent over 2011, according to new statistics released by NACHA - The Electronic Payments Association. A total of $36.9 trillion was transferred over the ACH Network in 2012, an increase of 8.76 percent. Read more>>
Register for Webcast
Cybercrime Take a Bite Out of Cybercrime:
Arm Yourself Against Account Takeover

Date: May 15


Technology is changing at lightning speed and cyber criminals have made bank robberies seem almost prehistoric. A bank robber no longer has to be inside your financial institution. Hacking, phishing, spear phishing, spamming, malware and DDoS attacks abound and they can all take place from the comfort of a criminal's home or office. Click here for more information or to register.

FHFA Names Graham to Oversee Regulation of Federal Home Loan Bank
Federal Housing Finance Agency Acting Director Edward J. DeMarco has promoted Fred C. Graham to deputy director of the Division of Federal Home Loan Bank Regulation. Read more>>
Mobile Banking 2013

Entries Being Accepted for 2013 ISAs

ISA2013 The Innovative Solutions Awards, sponsored by BankNews, recognize companies that have introduced or significantly enhanced products designed to help community banks become more efficient, expand their capabilities and, ultimately, better serve their customers. The Innovative Solutions Awards are presented in four categories: Equipment/Hardware Solution;
Consulting/Outsourcing/Training Solution;
Management/Operations/Processing Solution; and eBanking (Mobile/Online) Solution. Read more>>
FSO Forum
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