Reduce liability for losses on commercial accounts by adhering to four requirements.
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Business Development
Use Image Cash Letter Deposits to Transition Paper Depositors to Electronic
As many maintain, remote deposit capture was originally deployed as a customer retention product following Check 21 legislation being signed into law. In 20042005 banks offered RDC, but the...
RDC and Small Business
With more than 20 million small businesses in the United States, and fewer than 5 percent of them currently using remote deposit capture, community banks have an enormous opportunity to expand into...
Participations Problems in the Making, and How to Avoid Them, Part II
The most critical component of the relationship between the lead bank and its participants, and the source of most disagreements, is communication. A prudent lead bank will adopt the motto early and...
Fees and Football
The banking industry has something in common with the replacement NFL officials this fall: people are not happy with either. Those same people are going to be even angrier when they read the latest...
Participations Avoiding Problems in the Making
Throughout the years, I have had the privilege of working with many clients who were either a lead bank or a participant in a participated loan. Invariably, the work involved a troubled loan....



