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Business Development/Marketing


Embracing Technology to Drive Competitive Advantages and Efficiency Gains

Community banks have long looked to technology to help them achieve operational efficiencies throughout the institution, from core processing to front-line teller operations. Technology has also been...


Profit From Gen Y as an Emerging Market

We move fast. We like acronyms better than real words (e.g., brb, smh, imo, btw). Flexible work schedules are really important to us. We like gadgets. Connectedness and narcissism are what make us...


The Five W’s (Plus One) of Acquisitions and Branching

In 1854, French chemist Louis Pasteur stated, in part, that “chance favors the prepared mind.” These words are as true today as they were more than 150 years ago for any financial institution seeking...


Local Governments Are Affected by Changes, Too …

Historically, banks have been major sources of credit for local governments. Whether through short-term lending or bond purchases, banks have recognized the responsibility and benefit of providing...


To Be or Not to Be … A Bank

In this particular case, it is wants “to be.” I am talking about Wal-Mart, who is yet again inching its way farther into the financial services industry. On Aug. 8, it expanded its check cashing and...


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