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Corporate Governance


Engagement and Independence Make the Difference

Outside directors play a vital role in the success of any community bank. Together with bank management, successful community banks depend on directors who are informed, engaged, proactive and...


High-Performing Banks

As the national economy slowly recovers, some community banks are enjoying high performances, and there is no one secret to their success. From serving customers who have grown dissatisfied with big...


Basel III: Impact on Community Banks

The Basel Committee on Banking Supervision announced the proposed international reforms of the Third Basel Accord in 2010. On July 2, 2013, the Federal Reserve Board approved final rules that...


FDIC Cautions Financial Institutions About D&O Insurance

Financial institutions purchase directors and officers liability insurance to cover officer and director decisionmaking. “Appropriately structured D&O coverage can protect directors and officers that...


TARP Turns Five

It was five years ago that the Treasury created the Troubled Asset Relief Program and the Capital Purchase Program to provide funding to banks in an effort to stabilize the economy. For those...


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