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Corporate Governance


Understanding Funding Sources

Increased competition, market uncertainty, legislative reform and regulatory scrutiny continue to shape the way banks view funding. At the height of the financial crisis, banks scrambled to secure...


Enterprise Risk Management: Considerations for Implementation

Risk is inherent in every commercial enterprise — especially banks. Today bankers face tough challenges to arrive at even a modest bottom line due to the current economic situation. Moreover, the...


2013 Q1 & Q4 2012 Community Bank Earnings by Region

May 10 - Click a region below to compare banks' 2013 first-quarter earnings with their 2012 first-quarter earnings.

Central Regional Earnings

Eastern Regional earnings

Western Regional...


2012 Q4 and Year-End Earnings by Region

March 18 - Click a region below to view various banks' 2012 fourth-quarter and year-end earnings compared to their 2011 fourth-quarter and year-end earnings.

Central Region

Eastern...


Bill Loving: An Optimistic Realist

As he tells it, a lot of people will say William A. “Bill” Loving Jr. is an optimistic person. “But I’m a realist as well,” says the West Virginia banker who will be the 2013–2014 chairman of the...


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