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Corporate Governance


Bill Loving: An Optimistic Realist

As he tells it, a lot of people will say William A. “Bill” Loving Jr. is an optimistic person. “But I’m a realist as well,” says the West Virginia banker who will be the 2013–2014 chairman of the...


Top Performers Have Common Traits

Although four of the highest-performing community banks from around the country appear very different, they have actually built their success on similar foundations of efficiency, cautious lending...


Third-Quarter 2012 Earnings by Region

Click a region below to view various banks' 2012 third-quarter earnings compared to their 2011 third-quarter earnings.

Central Region Earnings

Eastern Region Earnings

Western Region...


Online Portals

Now, more than ever, bank directors are on the move — relying on laptops, mobile phones and tablets to keep in touch with bank business while on the road. Such technologies make it easy to connect...


Participations — Problems in the Making, and How to Avoid Them, Part II

The most critical component of the relationship between the lead bank and its participants, and the source of most disagreements, is communication. A prudent lead bank will adopt the motto “early and...


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