Reduce liability for losses on commercial accounts by adhering to four requirements.
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Corporate Governance
Should BOLI be in your plans?
The most successful financial institutions depend on generating non-interest income to solidify overall profitability. Did you know that bank-owned life insurance is one of the simplest and most...
Earnings Show Healthy Trend
The whole world knows that the two biggest U.S. banks by assets posted sharply different earnings trends in the first quarter. Bank of America Corp. was down more than 35 percent versus the year-ago...
Recapitalizing Banks Through Bankruptcy Sales
As holding companies with subsidiary financial institutions have faced increasing regulatory pressure, a number of strategic alternatives to alleviate capital concerns are being considered. One...
Making the Grade: Do Your Directors Deserve an A+?
Board assessments and peer evaluations are Sarbanes-Oxley best practices for community banks, but board members are often unclear on the process and CEOs can be a little bit leery of the outcome....
Capital for Community Banks: Time to Get Real
The reality for a sub-$1 billion asset community bank hoping to raise capital in a stand-alone deal is a rather harsh one. Everything said about the billions of investment dollars looking for a home...



