Reduce liability for losses on commercial accounts by adhering to four requirements. 


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30-Day Yield — 0.02

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Corporate Governance


The Art of High-Performance Banking

Lost in the din of meltdowns and bailouts, troubled loans and failed banks, is this hard fact: Healthy, well-run community banks all over the country are expanding, making loans and ringing up...


What Bankers Really Want to Know About Advisory Boards

At one of the breakout sessions at the American Bankers Association’s Agricultural Conference last month Keith Phillips, senior vice president of the First Bank & Trust Co. in Abingdon, Va., and Dr....


Positioning Your Bank for a Sluggish Economy

Many community banks have faced their toughest challenges recently. Loan defaults have escalated and forced the failure of many institutions. Even those that survived may have curtailed lending out...


The Future of the Federal Thrift Charter

When the President signed the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 into law, he set in motion the beginning of the end for the Office of Thrift Supervision. The OTS,...


Headed for the Higher Ground

With total assets of $118 million as of Sept. 30, Alterra Bank isn’t a giant among financial institutions in Overland Park, Kan., a suburb of Kansas City. Overland Park is the largest city in Johnson...


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