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Corporate Governance


Will Investors Be Able to Catch the Gold Rush in California?

After the reported successes of Pasadena’s OneWest Bank (which took over IndyMac Bank), and HomeStreet Inc.’s planned initial public offering, investors are again flocking to the banking industry...


Uncertain Times Require Sound Planning

The U.S. Treasury’s approach regarding the Small Business Lending Fund and the actions of bank regulatory agencies inhibiting a banker’s ability to make loans to credit–worthy borrowers are but two...


Is It Time to Re-evaluate (or Evaluate) Your D&O Coverage?

In the not-too-distant past many banks gave scant attention to the details of their directors and officers liability coverage insurance. Many financial institutions simply accepted whatever policy...


The Way Ahead for Community Banks

Kent Needham is a community banker facing the same challenges as other community bankers today — too much liquidity and too little loan demand. But these are not his only challenges. He is chairman,...


Develop Your Core Funding Growth Strategy for Rising Rates Now

You say you can’t beat deposits off with a stick? You consider your investments in fed funds sold to be a non-earning asset? So why are we talking about growing core funding?

In banking, loans have...


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