Reduce liability for losses on commercial accounts by adhering to four requirements. 


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Money Fund
Report AveragesTM


7-Day Yield — 0.01

30-Day Yield — 0.02

7-Day Comp Yield — 0.01

All Taxable Averages (Based on 1,026 funds with assets of $2.32 trillion - 5/22/13)

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Corporate Governance


Active Liquidity Management

The market crisis has brought about a new liquidity reality. With consumers moving money out of the stock market and into demand and savings accounts and decreased loan volume across the board,...


Plan Now or Pay Later

Everyone can remember a time in life when he or she knew it was a great time to act, hesitated, and in the end lost an opportunity. Today we are faced with the same problem. Luckily, it is not too...


Protect Your Bank’s Capital with Stress Tests

On May 17, Federal Reserve Bank of Chicago Senior Vice President Cathy Lemieux testified before Congress that overexposed commercial real estate loan concentrations are still a significant problem...


Got Yield? (Probably Not.)

We are now officially past the halfway point for 2010 and probably the most surprising thing so far is how short-term interest rates have remained at historically low levels. I guess the Fed really...


Shelter From the Gathering Storm

The current financial crisis is unparalleled since the savings and loan crisis, when 1,813 financial institutions were closed. There were 140 bank closures in 2009, with the FDIC projecting that an...


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