This program is designed to review the elements and thought process in establishing and maintaining an adequate ALLL level under the new guidance. Regulators are just as interested in your financial institution's methodology in calculating the ALLL in addition to the adequacy.
When you open and title accounts, you affect not only rights at death but also the insurance coverage of your account. We will focus on personal accounts, fiduciary accounts and business accounts and look at some of the state law issues you will need to investigate to get accounts set up in your state.
Do you know the requirements? We'll go in-depth on the details of the appraisal and valuation process, from both the lender and appraiser side of the game, to provide a thorough understanding of what is required and what you have to have.