Government Updates

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The Beige Book is published eight times per year by the Federal Reserve Bank. Each Federal Reserve Bank gathers anecdotal information on current economic conditions in its district through reports from bank and branch directors and interviews with key business contacts, economists, market experts and other sources. The Beige Book summarizes this information by dstrict and sector. An overall summary of the 12 district reports is prepared by a designated Federal Reserve Bank on a rotating basis.
>>read the latest report

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Fixed-Rate Mortgage Rates Inch Downward to Another New Low for the Sixth Consecutive Week

July 29 - Freddie Mac (OTC: FMCC) has released the results of its Primary Mortgage Market Survey, with the 30-year and 15-year fixed-rate mortgages reaching record lows for this survey. (The 30-year... >>more

House Financial Services Committee Advances Legislation to Revitalize Public Housing

July 29 - The House Financial Services Committee yesterday passed the Public Housing Reinvestment and Tenant Protection Act (H.R. 5814),  legislation introduced by Congresswoman Maxine Waters... >>more

Beige Book: Banking Conditions Mixed

July 28 - Economic activity has continued to increase, on balance, since the previous survey, although the Cleveland and Kansas City Districts reported that the level of economic activity generally... >>more

Agencies Issue Final Rules to Implement S.A.F.E. Act Requirements for Registration of Mortgage Loan Originators

July 28 - Federal agencies have issued final rules requiring residential mortgage loan originators who are employees of national and state banks, savings associations, Farm Credit System... >>more

Cash-In Refinancings Rise in Second Quarter

July 28 - Freddie Mac (OTC: FMCC) has released the results of its second quarter cash-out refinanceanalysis.

News Facts

• In the second quarter of 2010, 22 percent of homeowners who refinanced... >>more

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