The Beige Book is published eight times per year by the Federal Reserve Bank. Each Federal Reserve Bank gathers anecdotal information on current economic conditions in its district through reports from bank and branch directors and interviews with key business contacts, economists, market experts and other sources. The Beige Book summarizes this information by dstrict and sector. An overall summary of the 12 district reports is prepared by a designated Federal Reserve Bank on a rotating basis.
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April 25 - The Office of the Comptroller of the Currency has proposed guidance related to deposit advance products. The agency has submitted the proposed guidance to the Federal Register for... >>more

April 25 - The pace of U.S. "job polarization," in which employment has shifted from middle-skill jobs toward high- and low-skill jobs, has varied across industries; across workforce... >>more

April 25 - The Consumer Financial Protection Bureau has issued a report on payday and deposit advance loans finding that for many consumers these products lead to a cycle of indebtedness. Loose... >>more

APril 25 - The FDIC has proposed for public comment supervisory guidance to FDIC-supervised financial institutions that offer or may consider offering deposit advance products. The proposal is... >>more

April 25 - A Kansas City Federal Reserve Bank survey of low- and moderate-income families illustrates the struggles this population has faced in the recession and weak recovery, including... >>more