Bankers explain how they make SBA lending work for them.



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Money Fund
Report AveragesTM

7-Day Yield — 0.03
30-Day Yield — 0.03
7-Day Comp Yield — 0.03

All Taxable Averages (Based on 1,086 funds with assets of $2.27 trillion - 5/16/12)

Courtesy of

Harland Financial Solutions Decision Manager

Decision Manager, the latest addition to our CreditQuest risk and credit management software suite, is a powerful business and individual loan application processing tool that helps lenders make quicker, more consistent loan decisions. It is an ideal option for lenders who are looking for one system to provide flexible commercial credit management and automated small business lending capabilities.

With data capture and advanced automation capabilities, Decision Manager enables rapid decision turnaround to credit requests for business and individual borrowers. The solution further helps lenders make more consistent loan decisions by ensuring that credit applications are screened against detailed, pre-defined credit policies. In many cases, credit applications can be processed and approved immediately during the approval process―without the involvement of senior-level credit managers.

We believe this solution warrants consideration for an Innovative Solutions Award for the following reasons:

  • This solution provides the added functionality lenders need to efficiently manage transactional-type loans, while still monitoring risk.
  • It provides financial institutions with increased efficiency during the loan process.
  • When used in conjunction with CreditQuest, it is the ideal solution for lenders who seek one system to provide commercial credit management with automated small business loans.
  • It enables lenders to make faster, more consistent decisions regarding loan applications.
  • It improves decision quality and reduces risk

Harland Financial Solutions
www.harlandfinancialsolutions.com

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