Reduce liability for losses on commercial accounts by adhering to four requirements.
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Investment/Risk Management
Deputy Comptroller Speaks to Bankers About Risk
April 26 - Deputy Comptroller for Operational Risk Carolyn DuChene discussed the importance of a healthy risk culture in banks of all sizes during her speech before the American Bankers Association...
Understanding the Risk Involved in Maintaining Current Spread and Margin
Most community bankers have done an outstanding job in the last few years reacting to the great recession and the lowest rates in 50 years. Most have slashed their cost of funds and circled the...
Personal Guarantee Insurance: A Cross-Sell Option for Bank-Owned Insurance Agencies
As banks continue to recover slowly from the downturn of 2008, they have been reluctant to take risks on borrower character without measurable collateral. This is especially true in the face of...
My Collateral Includes a Commodity Account. Now What?
Prices for agricultural commodities fluctuate. A producer attempts to mitigate this price risk through hedging. A lender attempts to mitigate the risks of loaning money to the producer by taking a...
Municipal Bond Due Diligence: 10 Friendly Suggestions
You are probably aware that Dodd-Frank Section 939A requires banks to conduct additional due diligence on their municipal bond portfolios. An important part of the guidance is that banks can no...



