Reduce liability for losses on commercial accounts by adhering to four requirements.
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Personal Guarantee Insurance: A Cross-Sell Option for Bank-Owned Insurance Agencies
As banks continue to recover slowly from the downturn of 2008, they have been reluctant to take risks on borrower character without measurable collateral. This is especially true in the face of...
Automating the Small Business Lending Process
One of the biggest challenges to small business loan growth for the $5 billion asset Heartland Financial USA has been the time it takes to make a decision on approving a small business loan. Lost...
Community banks are facing many pressures: deposit growth that outstrips loan demand, loan portfolios that rely heavily on real estate and geographic concentration that is sensitive to local economic...
Cordray: Rule Will Restore More Certainty to a Market That was Deeply Destabilized
Jan 11 - Below is a speech given by Richard Cordray, director of the Consumer Financial Protection Bureau, at an Ability-to-Repay Rule field hearing on Jan. 10, 2013, in Baltimore.
Let me say thank...
Duke: Policymakers Need to Abandon One-Size-Fits-All Approach to Mortgage Lending
Nov 13 - Federal Reserve Board Governor Elizabeth A. Duke spoke at the Community Bankers Symposium in Chicago on Nov. 9, 2012. In her speech, Governor Duke calls the unintentional barriers to...