Reduce liability for losses on commercial accounts by adhering to four requirements.
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Banks Must Do Better for Small Businesses than Online Banking
What is your bank doing to uniquely serve the small business? I am not talking about a shrink wrapped, balance reporting tool that most banks offer. I am also not talking about a minimum...
Lenders Strive to Maximize Recovery
In the current economic climate, creditors continue to experience difficulties in getting loans repaid. Non-performing and under-performing loans have dealt blows to the lending sector and death...
LEEDing the Way to a Better Community
While the credit markets remain tight and privately financed commercial construction is moving at a snailís pace, one thing that continues to build momentum is the green building industry. This is no...
Oversight Panel Is Shortsighted
Two years ago in this space I commented on admonitions from Comptroller of the Currency John C. Dugan about commercial real estate concentrations in community banks. In that March 2008 Perspectives...
Itís really not that credit standards have changed that much during this recession, there just arenít as many small businesses making the money needed to pay back a loan right now, in the opinion of...