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Click here for Western Banking Digital Edition
November-December 2010
Cover Story
Positioning Your Bank for a Sluggish Economy
By Scott Kavanaugh
Many community banks have faced their toughest challenges recently. Loan defaults have escalated and forced the failure of many institutions. Even those that survived may have curtailed lending out of necessity while dealing with these serious issues. Now, just when it seems like the worst is over, comes a new set of challenges that are different — but just as difficult — as what bankers just went through. >>more
Perspectives
Is Too Big to Fail Over?
The public speeches of top regulators in recent weeks have included frequent references to the too-big-to-fail remedies embodied in the Dodd-Frank Act — how they will work, or how they are supposed to work. >>more
Trend Lines
Are We Talking About the Same Thing?
When you say there is a disconnect between the federal government and community bankers most people assume you are referring to mixed signals Washington and the regulators have been sending about lending more vs. increasing capital reserves. But I found another example of this disconnect: The Small Business Lending Fund Act of 2010. >>more
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