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Online Banking Solutions Messenger Financial Center
Messenger Financial Center is a Web 2.0 cash management and business banking portal based on Online Banking Solutions’ proven Online Messenger. Messenger Financial Center is a flexible, scaleable Web business banking system that provides financial information and supports transaction initiation for today’s business managers. Built to meet contemporary scale, channel, security and integration requirements, Messenger Financial Center enables bankers to move beyond classic barriers to leverage delivery channels, files and transactions without limitation so the banks’ business customers can perform any type of financial transaction with ease.
Messenger Financial Center is an easy to implement ASP service and is bank-branded, providing commercial banks the ability to customize the service. The portal’s user interface minimizes initial user training, providing a quicker start up of the service for users. Additionally, Messenger Financial Center provides documentation in electronic formats, enabling users to always view documents.
Service Components:
- Balance Reporting
- Special Reports
- Statement Delivery
- Transaction Initiation (Account-to-Account Transfer)
- Recon & Control (Stop Payments)
- Payment Initiation
-Payroll, Vendor and Tax Payments
-Wire Transfer initiation
Solution Components:
- M-Secure Browser
- Two-Factor and Mutual Authentication
- Secure File Transfer and File Mapping
- Notifications and Alerts (“Notify Me”)
- Administration and Entitlements
- File Processing Reports
- Channel Audit Reports
- Review and Resend Functions
- Audit and Billing functions
Solution Delivery Options:
- Web Browser
- Web with OBS M-Secure Browser
- M-Secure Desktop
- Secure Email
- Mobile
-SMS alerts and notifications
Business Model:
- ASP Service
- High Availability and (optional) Disaster Recovery
- SAS70 Type II Certified
- Annual License Fee
- Monthly Per User Fee (no transaction fees)
- Second Line Support
OBS’ Messenger Financial Center warrants an Innovative Solutions award because:
- Messenger Financial Center leverages Web 2.0 for a simplified user experience and XML to remove historical barriers to acquire and deliver financial transactions, thus providing new opportunities to commercial banks to broaden their customer base with expanded services beyond traditional cash management.
- In today’s business, information is housed in multiple silos requiring multiple Web applications for each Line of Business. With Messenger Financial Center, all critical information is aggregated into a single platform, providing a more convenient, flexible and secure business banking and cash management system.
- Messenger Financial Center is beneficial to financial institutions because it is easy to implement; bank-branded; provides a simplified user interface to minimize initial user training; provides electronic documentation for easy access and viewing; provides full functionality; is based on a fixed, per user cost; and includes integrated administration and user support tools.
- Financial institutions can no longer afford to invest in online banking systems that do not service and scale to the business banking market. OBS offers a smart, long-term option with Messenger Financial Center, as it is based on an annual fee and monthly cost per user with absolutely no vendor transaction fees. Banks can now manage to a fixed cost model, knowing how profitable the service will be. This provides financial institutions with a competitive edge in today’s economy.
- Messenger Financial Center offers a secure and convenient banking portal though OBS’ complementary M-Secure banking suite with integrated multi-factor and mutual authentication, allowing business to conduct financial transactions in a secure and controlled manner.
Online Banking Solutions
www.onlinebankingsolutions.com