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ICBA National Convention
March 1-5
Gaylord Palms Resort
ABA Mutual Community Bank Conference
March 22 & 23
Marriott Marquis
Washington, D.C.
Card Forum & Expo
April 8-10
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Regulatory Burden

Regulatory Burdens: The Impact of Dodd-Frank on Community Banking
American Enterprise Institute for Public Research
Community bankers have repeatedly expressed concern that Dodd-Frank will impose new and costly regulatory compliance burdens on community banks. Both the GAO and FDIC, in reports released in September 2012 and December 2012, respectively, concluded that it is impossible at this time to quantify the costs that community banks will incur as a result of Dodd-Frank. Anecdotal information, however, suggests that compliance costs at small banks have already significantly increased in recent years.

The Unknown Costs of Dodd-Frank Banking Regulations
A recent study from the FDIC makes it clear that no one has any idea what compliance with financial regulations, including the Dodd-Frank financial reforms, actually costs.

Regulatory Index Launched to Gauge Burden on Banking Institutions
Continuity Control
Continuity Control, banking compliance and technology experts, today announced the launch of its Banking Compliance Index, the first and only quarterly composite index that empirically measures the regulatory burden on financial institutions across key leading and lagging indicators. 

Quantifying the Costs of Additional Regulation on Community Banks
Federal Reserve Bank of Minneapolis
In this economic policy paper, the Minneapolis Fed quantifies the cost of increased regulation on community banks by modeling the impact of new regulatory costs as the hiring of additional staff, resulting in higher total compensation and lower profitability. We then analyze the changes in the distribution of community bank profitability.

Regulatory Burdens: The Impact of Dodd-Frank on Community Banking: Testimony before the House Committee on Oversight and Government Reform
Mercatus Center
It is difficult to understand with precision the degree to which Dodd-Frank affects community banks and their potential to survive and thrive, but it is clear that the regulatory burden is weighing heavily on small banks.

Regulatory & Risk Management Indicator
Wolters Kluwer Financial Services
The Indicator, which started with a baseline score of 100 in January when Wolters Kluwer Financial Services surveyed nearly 400 U.S. banks and credit unions, rose to a score of 136 when more than 430 respondents provided their feedback at the end of April.