Reduce liability for losses on commercial accounts by adhering to four requirements.
Small Business Lending
There is a clear relationship between small business and the economy in general, especially in the in United States because much of economic growth is fueled by startup business.
Banks leery of Treasury's small business lending plan
President Obama's plan would give community banks access to low-cost capital for small business loans, but banks are wary of taking TARP funds.
ICBA Wants TARP Targeted For Main Street
The Independent Community Bankers of America urges the Obama administration to focus the Troubled Asset Relief Program, which has been extended until Oct. 3, 2010, on helping Main Street community banks continue lending in their communities to fuel job-creating, small business activity—which is vital to our country’s economic recovery.
FDIC boss: Big banks still aren't lending enough
The head of the Federal Deposit Insurance Corp. said Tuesday she's "very worried" that the nation's biggest banks aren't lending enough and warned the economy could take another turn for the worse without increased access to credit.
Why banks (still) aren't lending
Taxpayers want bailed-out banks to make loans and goose the economy. But given the depths of the economic mess, that's the last thing the banks should do.
Statement by Administrator Karen Mills on President Obama’s Proposal to Raise SBA Loan Limits
President Barack Obama proposed to raise the maximum loan size for SBA-backed loans to small business.
Recovery Act Changes to SBA Loan Programs Sparked Major Mid-Year Turn-Around in Volume
September loan volume highest since August 2007
Lending Drops at Big U.S. Banks
Wall Street Journal
Ten of the 13 big beneficiaries of the Treasury Department's Troubled Asset Relief Program, or TARP, saw their outstanding loan balances decline by a total of about $46 billion, or 1.4%, between the third and fourth quarters of 2008, according to a Wall Street Journal analysis of banks that recently announced their quarterly results.
Banker Baiting 101
Wall Street Journal
Forcing banks to write down the value of small-business loans that are still performing has become the specialty of bank regulators who are now trying to make up for the bubble years. Whenever a commercial building serves as collateral, no matter the quality of the borrower, the loan becomes suspect.