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TransUnion Express Portfolio Review
Regardless of fluctuating market environments or constraints on human and technical resources, TransUnion Express Portfolio Review helps financial institutions proactively manage portfolio risk across the consumer lifecycle. The self service, online portfolio management solution delivers results in less than 48 hours to help our customers develop and execute timely and effective strategies to improve profitability.
Benefits for Express Portfolio Review Users
- Fast: results are returned in 48 hours or less.
- Comprehensive: 17 scores plus over 200 attributes including 7 pre-configured attribute packages aligned by industry (credit card, mortgage, collections, student lending and auto).
- Scalable: Up to 300K records may be processed; enough to accommodate the portfolios of most small to mid-size lenders.
- Accessible: Credentialed TransUnion clients can access EPR with an internet connection and receive the most current information on their portfolio.
- Easy-to-use: Results may be downloaded into a spreadsheet or internal systems for quick and easy analysis.
- Actionable: EPR allows for action to be taken on accounts including line decreases.
- Efficient: Improves profitability and allows resources to be aligned against the right accounts by identifying, segmenting and prioritizing accounts that meet specified risk levels.
EPR Applications for Financial Institutions
Portfolio Risk Management Empowers financial institutions to:
- Identify, segment and prioritize accounts that meet specified risk levels.
- Predict a consumer’s capacity to pay.
- Preempt delinquency on accounts that may under perform.
- Leverage data in stress testing to help meet compliance requirements.
Retention:
- Provides financial institutions the ability to identify their best customers and assign the right treatment strategies to improve retention rates.
Collections Assists 1st and 3rd party collection customers to:
- Identify the accounts in a portfolio that are most likely to pay.
- Prioritize resources and implement cost-effective strategies to increase recovery.
Portfolio Valuation Delivers results that may be used to:
- Obtain up-to-date, accurate estimations of portfolio value for merger and acquisition decisions.
- Report the status of portfolio performance to board members.
TransUnion
www.transunion.com