Reduce liability for losses on commercial accounts by adhering to four requirements.
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Webcasts/Audio Programs
Remote Deposit Capture: Customer Due Diligence FFIEC Tier II Exam Considerations Plus Mobile Capture!
Date: May 30
Click here to register.
Should you enhance your RDC application, site visit and the customer's self-assessment? Do you understand how these documents support risk management of RDC: BSA monitoring, information security? Join us for this informative two-hour webinar, which outlines detailed information you may consider adding to your documents and processes to support thorough due diligence of your customers.
Take a Bite Out of Cybercrime: Arm Yourself Against Account Takeover
Date: June 11
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Technology is changing at lightning speed and cyber criminals have made bank robberies seem almost prehistoric. A bank robber no longer has to be inside your financial institution. Hacking, phishing, spear phishing, spamming, malware and DDoS attacks abound and they can all take place from the comfort of a criminal's home or office!
Attend this webinar and you will walk away with the latest information on:
- The latest trends in cybercrime.
- Cybercrime statistics
- Best practices to help protect your financial institution
- Information on the CAPP exercise conducted by the Financial Services Information Sharing and Analysis Center
Loan Officer Boot Camp
The "Loan Officer Boot Camp" training program includes eight audio mp3's, workbook and self-testing quizzes jam packed with the tools a great loan officer needs.
This training program provides training for all skill levels, and even includes sales pitches and advanced calculations!
Click here for more information or to order.
What's Included
You get the Workbook, audio mp3s, scripts and forms, AND two tests: a 100 Question Loan Officer test, plus a 75 Question calculator test. Both tests have answer keys so you can score yourself!
- CD #1: Calculator Training – Qualifier Plus lllx 3415
How to properly calculate P&I, PITI, ARMs, Remaining Balance, Total Interest Paid, etc. etc. Just follow the workbook - CD #2: DTI Ratios
Learning how to calculate DTI can be the difference between being just an average loan officer and a top producing professional. (If you don’t know what DTI stands for then you REALLY need this course!) Follow the Bill Collector example in the workbook and you will be a professional in no time. - CD #3: ARMs
Learn how ARMs REALLY work. Index plus Margin = Fully Indexed Rate! If you don’t know HOW an ARM works, you’re dead in the water. Follow the manual! - CD #4: 1003, Appraisals, GFES
Learn the five important things on each of these forms. - CD #5: LTV & Escrows
Since LTV is part of EVERY loan, don’t you think you need to know how to do this calculation? If you were taught to divide the larger # into the smaller # then you could make some serious errors that can cost you thousands of dollars in lost income and lost customers. - CD #6: Credit Reports
What’s a FICO? What’s a tri-merge report? What’s a trade-line? Want to talk to your customer like a true professional? Then you better understand the items that hurt as well as help your customer. - CD #7: Rate Sheets
Rate sheets are the BACKBONE of pricing loans correctly. Do you know what YSP and Discount Points are? If not, close shop now cause you’ll never make a profit! Rate sheets are so important that I dedicated one entire CD to them. Sample rate sheets are in your workbook! - CD #8: Scripts / Forms / Tests
Yes, there are some good scripts on this CD, but the things that will help you the most for now are probably the two multiple choice tests I’ve included. Test #1 is a 100 question mortgage test and test #2 is a 75 question calculator test. Both tests come complete with answers. Do yourself a favor and don’t look at the answers until you complete the tests.



