The financial markets crisis continues to ripple through the economy as we approach the end of the year. Fortunately, most community banks have steered clear of purchasing private label mortgage-related bonds, perpetual preferred stock or collateralized debt obligations. The banks that were sold such items are now coping with the realization that the risk likely exceeded the reward and the cleansi... >>more

NAME: Daniel J. Doyle OCCUPATION: President and CEO of Central Valley Community Bank. Founded in 1979, Central Valley is headquartered in Fresno, Calif., and currently operates 12 offices in California. BACKGROUND: Dan Doyle joined Central Valley Community Bank (formerly Clovis Community Bank) in June 1998 as president and CEO. Previously, Doyle served as regional president ... >>more

Times are tough in the auto finance industry. Vehicle sales are plummeting and delinquencies are increasing. In this current environment it is more important than ever to reduce operating costs and eliminate anything that distracts from a financial organization’s risk management objectives. One of the easiest ways to do this is to ensure that auto liens are perfected (without errors) as quickly as... >>more

Torrey Pines Bank, a local commercial bank and subsidiary of Western Alliance Bancorp. with offices throughout San Diego County, has teamed with client and critically acclaimed Mo`olelo Performing Arts Co. to raise public awareness of brain tumors and head-related injuries. Torrey Pines Bank reserved the Mandell Weiss Forum Studio Theatre at La Jolla Playhouse on Sept. 19 for a special performance... >>more

Given the current credit environment, financial institutions of all sizes need to be well in tune with the market to adapt to changes, offer the right credit products to consumers at the right time and have the flexibility to tap into non-traditional markets — all while effectively mitigating risk. The credit card business is one of the areas where a bank has good potential to grow its business. H... >>more

The financial meltdown has been like reading a mystery novel. The scenario has been set and actions are set in motion. The chapter has been a thrilling read and the reader turns the page to the next chapter. Suddenly, the whole scene changes and cancels out the previous chapter. As an anxious reader, it is tempting to turn to the last page to see how it all works out; however, the chapters have no... >>more