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Authentication/Fraud/Identity Theft

What’s Distributed Ledger Technology?

An overview of distributed ledgers and some benefits and risks of using them.

By Katherine West

Distributed ledger technology, sometimes referred to as DLT, is a relatively new technology that is quickly becoming a hot topic due to its association with cryptocurrencies like Bitcoin. But what exactly is it? Though often associated with cryptocurrencies, DLT is, at its core, a new form of record keeping that can be applied in a wide variety of settings.

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Four Ways Biometrics Could Change the In-Branch Banking Experience

By Philippe Benitez

Biometric technologies are here to stay. That much is evident, thanks to consumers’ avid adoption of mobile devices and everyday applications that leverage fingerprint identification, facial recognition and other modalities that already extend into the mobile banking realm. As that tech diffuses into other parts of daily life and business, including airports, automobiles and commerce, it’s worth considering how it might transform bank branches, one of the last bastions left relatively untouched by the digital revolution.

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Need to Log In? Let Me Take a Selfie

London, U.K. // www.jumio.com

New video-selfie technology is available from Jumio, an AI-powered identity as a service provider. The secure and rapid authentication method is ideal for account logins and high-risk scenarios (e.g., logging in from a foreign IP address or authorizing high-risk transactions such as wire transfers and online purchases).

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Payments Innovations and Implementations Should Put CX First

Payments have transformed from a simple exchange of currency to the facilitator of more secure and seamless shopping, buying and traveling experiences, industry executives shared last week at Secure Technology Alliance’s 12th Annual Payments Summit. The Summit, held jointly with the U.S. Payments Forum Member Meeting, brings together industry experts looking to find new ways to overcome challenges impacting the adoption, security and usability of emerging and developing payments technologies.

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Consumers Are on Board with Increased Mobile Security

With mobile transacting such as peer-to-peer payments, m-commerce purchases and bill pay on the rise, a recent survey from Atlanta-based Entersekt, a mobile-first fintech provider, focused on uncovering where security and authentication fall on the spectrum of concern for today’s mobile-driven consumers.

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