Business Development

Hemp Offers Profit Potential but Also Pitfalls

By Jim Murez

It’s been a rough go lately for the nation’s farmers, with some combination of tariffs, low prices at the farm gate and flooding all impacting their livelihoods. However, one provision in the 2018 Farm Bill offered a glimmer of light for some farmers: Hemp.


‘They’ may be lurking at your institution

By Christy Baker

Stop me if you’ve heard this before. “Why won’t they just finish the project?” 

I am sure “they,” those awful nameless faceless creatures, are lurking at your institution as well. How do we flush them out? How did they infiltrate our institution in the first place? 


Why Banks Are Losing More Than a Fifth of Small Business Loans

And What They Can Do About It

By Trevor Dryer

More than a fifth of small business owners chose not to apply for a traditional business loan because they found the process too complicated, a recent BMO Harris Bank survey found. It’s not too surprising, then, that research released by Mercator Advisory Group also shows that 27 percent of small businesses surveyed in the U.S. have already used an alternative lending platform. And that number is trending up.


Large Banks Lag Competitors in Mortgage Profitability

Large banks lag far behind their independent competitors when it comes to making a profit on retail residential mortgages, according to the most recent set of PGR: Mortgage Bankers Association meetings in conjunction with Greenwood Village, Colo.-based STRATMOR Group’s Roundtables.


Video Banking Offers Extension of Financial Services to New Locations

A number of financial institutions are turning to video banking technology to extend their services finds London-based RBR’s Teller Automation and Branch Technology 2019 report. This trend is particularly strong in rural areas, the research found.

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