July 21 – The Electronic Transactions Association (ETA), the global trade association representing the payments technology world, has released a white paper that explores how ETA member companies are driving financial inclusion and access by using technology to deploy innovative products and services.
White Papers - Page 2
July 18 – Contactless payments provide U.S. issuers and merchants with an opportunity to improve payments security, transaction speeds and the customer experience. To help payments stakeholders better understand the value and benefits contactless payments provide, the Smart Card Alliance has released a new white paper, “Contactless EMV Payments: Benefits for Consumers, Merchants and Issuers.” The white paper answers the most important questions about the adoption of contactless payments, such as: how contactless fits into today’s payment industry; what is currently different from earlier adoption attempts; and why the ideal time to go contactless is now.
The core is the heart of any bank’s operation, which makes choosing a core processing provider a critical decision. That’s because the core provider will either be the bank’s biggest ally or worst foe for the next five to 10 years. And with rapid changes occurring in both core banking technologies and customer expectations, the decision process is getting even more difficult.
June 9 – As one of the hottest technology sectors in the world, Fintech startups have attracted upwards of $20 billion in venture capital investment in the last three years, with many focused on disrupting the banking industry while acquiring business from banks. As the Fintech battle heats up, community banks find themselves at a crossroad: either adapt to emerging innovations or become yet another casualty of Silicon Valley disruption.
A recent study of institutions with fast growth, especially merger or acquisition activity, shows a correlation between growth and enforcement actions/financial penalties, according to a white paper from Banker’s Toolbox. (more…)
May 13 – LRES, a national REO and appraisal management company offering property valuations, asset management, HOA and technology solutions for the mortgage and real estate industry, now offers a free white paper, “How to Select and Manage Mortgage Service Vendors for Credit Unions and Community Banks.”
May 9 – William Mills Agency, a financial public relations and content marketing services company, has released a white paper detailing top factors leading to failure for fintech startups and how to avoid them.
April 29 – DH Corporation (“D+H”), a leading provider of technology solutions to financial institutions globally, has published a white paper that discusses how the United States is moving towards faster payments. The paper, which was co-authored by PNC and The Clearing House, includes lessons learned from schemes in other parts of the world and shares insights on how U.S. financial institutions can improve their competitive position by preparing for faster payments. The paper also provides real-life examples of how faster payments can be used in business-to-business, person-to-person, consumer-to-business and business-to-consumer settings.
April 19 – NACHA – The Electronic Payments Association has announced that its Payments Innovation Alliance released a new white paper: “The Winning Mobile Wallet Solution.” Authored by The Alliance’s Mobile Wallet Team, the paper provides details on the capabilities and benefits of financial institution- and retailer-branded mobile wallets and the importance of interoperability to help achieve success.
Safe Systems, a national provider of fully-compliant IT and security services for community banks and credit unions, has published a free white paper, “7 Reasons Why Small Community Banks Should Outsource IT Network Management,” which is now available for download on its website.