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Search Results: 8-12

Millennials Reveal Top Reason for Switching Financial Institutions in Survey from Kasasa

November 17 – An increasing number of millennials (83 percent) said they would switch banks if one offered more or better rewards, according to the 2016 Consumer Banking Insights Study from Kasasa. The same study last year found that two thirds of millennials (67 percent) said rewards were important when choosing a financial institution.


Old Point National Bank Launches Identity Protection Services

August 14 – Old Point National Bank, serving Virginia, has partnered with IDT911™ , the nation’s premier identity management and data risk management services provider, to provide robust identity monitoring services to customers. Starting on August 24, Old Point National Bank will add LifeStages® Identity Management Services and FraudScout® credit and fraud monitoring to their retail checking line-up.


The Changing Landscape of Consumer Finance Laws

By Dan Cranshaw and Brisa Izaguirre
The Dodd-Frank Act, signed into law five years ago this month, seeks to protect consumers from unfair, deceptive or abusive acts or practices in the area of financial services and products, and created the Consumer Financial Protection Bureau. The agency now serves as the “single point of accountability in the federal government for consumer financial protection.” Put simply, the CFPB represents one-stop shopping for regulating entities and persons that offer or provide consumer financial products or services.


SNL Financial: Banks Announce Sales of More Than 400 Branches In 2014

October 17 – Banks and thrifts have announced 70 branch acquisitions involving a total of 410 branches in the year through Oct. 15, according to an SNL Financial analysis. The number of branches changing hands is up significantly from the 73 deals for 288 branches announced in all of 2013. Meanwhile, the overall number of branch deal announcements has remained relatively steady since 2010, when 80 deals involving 197 branches were announced. 


FDIC Makes Public August Enforcement Actions; No Administrative Hearings Scheduled for September

October 3 – The Federal Deposit Insurance Corporation has released a list of orders of administrative enforcement actions taken against banks and individuals in August. No administrative hearings are scheduled.


Frank Announces House Offer on Derivatives

June 24 – Chairman Frank, on behalf of the House conferees, released the House offer on the title listed below.  The title will be subject to debate when the House-Senate Conference Committee convenes in room SD-106, Dirksen Senate Office Building, at 9:30 a.m. tomorrow.


Speech by Chairman Bernanke on Financial Regulation and Supervision After the Crisis

Oct 23 – At the Federal Reserve Bank of Boston 54th Economic Conference, Chatham, Massachusetts Federal Reserve Chairman Ben Bernanke spoke about the role of the Fed in financial regulation and supervision after the Crisis.


Fed issues guidance for consolidated supervision of bank holding companies and combined U.S. operations of foreign banking organizations

Oct 16 – The Federal Reserve on Thursday issued enhanced guidance that refines and clarifies its programs for the consolidated supervision of bank holding companies and the combined U.S. operations of foreign banking organizations. The Federal Reserve also released guidance clarifying supervisory expectations with respect to firmwide compliance risk management.


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