July 17 – Axiom Bank®, a community bank headquartered in Central Florida, has donated $425 and 90 pounds of food to Feeding America Tampa Bay, a non-profit organization that works to eradicate hunger in the Tampa Bay area.
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In today’s volatile economic climate and regulatory environment, evaluation of profitability drivers has become more complex since all growth does not create sustainable value. In fact, some industry estimates suggest that more than 40 percent of a bank’s customers may in fact be unprofitable, so banks must analyze and measure which segments are hindering their profitability and take meaningful, corrective action.
July 30 – Axiom EPM, a provider of financial planning and performance management software for enterprises, has released a whitepaper on creating profitability measurement frameworks in banks and credit unions. The white paper reviews the concepts of profitability and acknowledges that while the key driver in a financial institution’s profitability is funds transfer pricing, allocating an institution’s net interest margin to individual instruments is not the only factor to consider in determining profitability. Other contributing factors include the attribution of certain income and operating expenses; the assignment of capital; and a robust, multi-dimensional reporting and analysis framework, which must all be in place to leverage profitability data in an actionable manner.
Nov 15 – Dennis P. Lockhart, president and CEO of the Federal Reserve Bank of Atlanta, spoke at the Conference on Small Business and Entrepreneurship during an Economic Recovery in Washington, D.C., on Nov. 10, 2011. His speech is below.
Originally chartered in 1934, First State Bank & Trust takes pride in being an independent, community-oriented financial institution that serves Tonganoxie, Kan., and neighboring areas. With eight branches and more than $300 million in assets, its focus is on delivering personalized customer service as a trusted financial services partner.
Sept 27 – Chairman Ben S. Bernanke spoke at the Conference Co-sponsored by the Center for Economic Policy Studies and the Bendheim Center for Finance at Princeton University on Sept. 24, 2010, about the implications of the financial crisis for economics. His speech is below.
Jan 22 – Secretary Henry Paulson made remarks on the economy before the U.S. Chamber of Commerce. Below is his speech.