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Smart Card Alliance Educates Merchants and Issuers on Contactless Payments

January 10 –  Contactless payments have become one of the most popular ways to pay globally with usage in countries such as the U.K., Canada and Australia growing every day. As U.S. merchants and issuers look to move towards faster, more convenient payments, the Smart Card Alliance is providing new resources, including two infographics and a Q&A to outline benefits and security considerations for contactless payments in the U.S.


First National Bank Introduces Mobile Debit Card Controls with CardGuard

September 27 – First National Bank of Pennsylvania, the largest subsidiary of F.N.B. Corporation, has introduced CardGuardSM, the latest upgrade to the FNB Direct mobile banking app. CardGuard gives FNB customers real-time control over how their debit card is used, providing enhanced protection against fraud and improved budgeting support.


Federal Housing Programs Detailed in FDIC Guide

September 20 – The FDIC has launched a mortgage guide and online resource center to help community bankers learn more about single-family housing products offered by federal agencies and government-sponsored enterprises. (more…)

Smart Card Alliance White Paper Details Why the Ideal Time for Card Issuers and Retailers to Go Contactless Is Now

July 18 – Contactless payments provide U.S. issuers and merchants with an opportunity to improve payments security, transaction speeds and the customer experience. To help payments stakeholders better understand the value and benefits contactless payments provide, the Smart Card Alliance has released a new white paper, “Contactless EMV Payments: Benefits for Consumers, Merchants and Issuers.” The white paper answers the most important questions about the adoption of contactless payments, such as: how contactless fits into today’s payment industry; what is currently different from earlier adoption attempts; and why the ideal time to go contactless is now.


Regions Bank to Offer Expanded Online Consumer Loan Experience

April 8 -Regions Bank and online lending platform Avant have announced an agreement to offer a streamlined online consumer loan application and underwriting experience for Regions Bank customers. The unique agreement will combine Regions’ established banking and online presence at with Avant’s technology platform to provide a fast, convenient digital experience for customers seeking consumer loans.


OCC Offers Perspective to Fintech and ‘Responsible Innovation’

March 31 – Noting that “not all innovation is positive,” the Office of the Comptroller of the Currency has issued a white paper offering guidance on fintech product development. (more…)

Counterfeit Detection: Protecting Your Financial Institution

February 24 – Cash is still a vital method of payment, used in about 40 percent of all retail transactions.1 Unfortunately, even with increased security measures and currency redesigns, the risk of taking in counterfeit bills remains high. According to recent data, U.S. authorities recovered approximately $89 million in counterfeit money from circulation; and the U.S. Secret Service estimates that $2.5 billion of bills in circulation are fake.2


Position Paper Helps Banks Navigate and Benefit from Digital Transformation in the Enterprise

February 19 – A new position paper entitled “Digital Banking Creates Opportunity for Customer-Focused Finance,” from CSC, a global leader in next-generation IT services and solutions, provides expert insights and information to help bankers navigate key technology and market shifts on their digital transformational journey.


Loan Demand and Interest Rates Top List of Community Bank, Credit Union Concerns, According to New Study

February 15 – For the first time in five years, the regulatory burden isn’t at the top of bank CEOs’ list of worries, according to “What’s Going on 2016: Cornerstone Advisors’ Take on Community Bank and Credit Union Priorities and Technology Plans.” Instead, their biggest concerns are loan demand and the interest rate environment.


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