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Smart Card Alliance White Paper Details Why the Ideal Time for Card Issuers and Retailers to Go Contactless Is Now

July 18 – Contactless payments provide U.S. issuers and merchants with an opportunity to improve payments security, transaction speeds and the customer experience. To help payments stakeholders better understand the value and benefits contactless payments provide, the Smart Card Alliance has released a new white paper, “Contactless EMV Payments: Benefits for Consumers, Merchants and Issuers.” The white paper answers the most important questions about the adoption of contactless payments, such as: how contactless fits into today’s payment industry; what is currently different from earlier adoption attempts; and why the ideal time to go contactless is now.


Regions Bank to Offer Expanded Online Consumer Loan Experience

April 8 -Regions Bank and online lending platform Avant have announced an agreement to offer a streamlined online consumer loan application and underwriting experience for Regions Bank customers. The unique agreement will combine Regions’ established banking and online presence at with Avant’s technology platform to provide a fast, convenient digital experience for customers seeking consumer loans.


OCC Offers Perspective to Fintech and ‘Responsible Innovation’

March 31 – Noting that “not all innovation is positive,” the Office of the Comptroller of the Currency has issued a white paper offering guidance on fintech product development. (more…)

Counterfeit Detection: Protecting Your Financial Institution

February 24 – Cash is still a vital method of payment, used in about 40 percent of all retail transactions.1 Unfortunately, even with increased security measures and currency redesigns, the risk of taking in counterfeit bills remains high. According to recent data, U.S. authorities recovered approximately $89 million in counterfeit money from circulation; and the U.S. Secret Service estimates that $2.5 billion of bills in circulation are fake.2


Position Paper Helps Banks Navigate and Benefit from Digital Transformation in the Enterprise

February 19 – A new position paper entitled “Digital Banking Creates Opportunity for Customer-Focused Finance,” from CSC, a global leader in next-generation IT services and solutions, provides expert insights and information to help bankers navigate key technology and market shifts on their digital transformational journey.


Loan Demand and Interest Rates Top List of Community Bank, Credit Union Concerns, According to New Study

February 15 – For the first time in five years, the regulatory burden isn’t at the top of bank CEOs’ list of worries, according to “What’s Going on 2016: Cornerstone Advisors’ Take on Community Bank and Credit Union Priorities and Technology Plans.” Instead, their biggest concerns are loan demand and the interest rate environment.


NuData Security Named a Winner in 10th Annual Pay Awards

January 28 – Paybefore has selected NuDetect as a 2016 Pay Awards winner in the Judges’ Choice category. For 10 years, Pay Awards has conferred the most prestigious recognition of excellence in the worldwide prepaid, mobile and emerging payments industry. The awards are presented annually by Paybefore, whose publications are the leading source of industry information for payments executives.


Smart Card Alliance White Paper Explores Uses of NFC Beyond Payments

January 19 – Near Field Communications (NFC) technology gets a lot of attention for its ability to enable contactless payments, but less known is that it also can be used to enable secure and convenient transactions in non-payments applications, such as marketing, identity, access, ticketing and gaming. The Smart Card Alliance has released a white paper that explores non-payments NFC implementations that are breaking new ground, and the security approaches that are being used to protect sensitive user credentials within NFC applications.


White Paper Explores Contactless Payments and the Role of NFC Technology in U.S. EMV Migration

As the U.S. migration to EMV chip payments continues, some industry participants are thinking about preparing to process payments made using EMV contact chip cards, EMV contactless chip cards, mobile NFCdevices, or all three. Yet for some, misconceptions around what NFC technology really is and how it can be used with EMV chip payments persist. To clarify how NFC and EMV work as companion technologies, the Smart Card Alliance has released a white paper on “EMV and NFC: Complementary Technologies Enabling Secure Contactless Payments.”


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