July 30 – The Federal Reserve Board has approved a final rule establishing risk-management standards for certain financial market utilities designated as systemically important by the Financial Stability Oversight Council. The final rule also establishes requirements for advance notice of proposed material changes to the rules, procedures or operations of certain designated FMUs. FMUs, such as payment systems, central securities depositories, and central counterparties, provide the infrastructure to clear and settle payments and other financial transactions.
Search Results: Risk-Management
July 20 – The Federal Reserve Board has reaffirmed its long-standing policy of applying relevant international risk-management standards to the Federal Reserve Banks’ Fedwire funds and Fedwire securities services. These services play a critical role in the financial system and in facilitating the safe and efficient settlement of private-sector financial market utilities.
Producers who chart strategies, view their effect on average price and make decisions accordingly can break free from emotional decision-making.
By Patrick Patton
Several years ago, we were part of a team that devised a way to simulate commodity price risk-management activities for lenders. The idea was to help them better understand how to use tools available to their farmer clients for managing risk. Lenders would also feel the emotions that often dominate risk management, perhaps leading to more common ground in conversations with farmers about marketing strategy.
Capital, ag experience and value-added services.
By Peter Martin
“Be the change you want to see in the world,” the inspirational leader Mahatma Gandhi once said. We can all take a page from Gandhi’s book when it comes to building stronger business relationships. When I listen to agricultural bankers speak, I hear them say they want stronger relationships with their farm and ranch customers. According to our firm’s research, farmers want the same thing.
August 9 – FDIC has proposed updates to its guidance regarding third-party lending. At least one industry observer is calling the proposals more “hurdles for bank partners of marketplace lenders.” (more…)
By Victor Sandy
In a competitive environment, or in situations where you are simply searching for ways to meet your client’s increasing funding requirements, the goal is to safely put more capital in your client’s hands. As you look for new ways to maximize working capital availability, consider the multipurpose financial tool known as accounts receivable insurance.
By Bob Browne
Like many practices in our industry, many risk-related activities evolved slowly as disjointed random processes that morphed into an increasingly more-important cohesive programs over time. Such is the case with risk management, which has emerged as a key element in effective corporate governance and is the foundation for the safe and sound operation of a bank.
By Toni Lapp
Which company should be held more liable? (more…)
By Lisa Micciche
Using third-party service providers can increase confidence and capacity for financial institutions, but a systems breach occurring at a third-party vendor can also create havoc for any bank that hasn’t considered the risks in advance.