Payments |



The Search for Immediate Payments Is Driving Tech Changes in the Industry

August 14 — With improved technology comes the need to revamp outdated frameworks. Respondents to a recent TD Bank survey of finance and treasury professionals were not shy to call out the need to refresh internal infrastructure systems as the main roadblock to success in implementing digital payments strategies, with 36 percent citing the need for corporations and/or smaller banks to update legacy system to support these functions.


Cashless Society

Is the United States ready?

By Michael Scheibach, Contributing Editor

As we approach the transformational year of 2020, another trend promising to change how all financial transactions are conducted is gaining strength. Very simply, it’s a “cashless society,” defined as a society in which digital cash replaces banknotes and coins. A new study from Juniper Research, in fact, forecasts that consumer spending on digital commerce will reach $14.7 trillion by 2022, up by 60 percent on last year’s figure of $9.2 trillion.


1-in-3 In-Store Payments May be Contactless by 2020

July 31 — New data from UK-based Juniper Research estimates that in-store contactless payments will reach $2 trillion globally by 2020. Driven by payment cards and mobile wallets, contactless will represent 15 percent of total point of sale transactions.


As Fintech Continues to Surge, Treasury Sits Up and Takes Notice

July 31 — Following $12.2 billion in investments across 371 deals during the second half of 2017, fintech investments reached $14.2 billion across 427 deals in the first half of this year. Investors are particularly interested in funding startups for emerging segments such as regtech and blockchain, as well as late-stage companies.


What Do Consumers Need to Know About Payments in the Digital Landscape?

July 30 — As consumers have embraced online and mobile methods to pay bills and keep track of finances, quarterly research from Fiserv Inc. reveals opportunities for organizations to increase customer knowledge of services and security to improve the financial experience.


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