Wealth Management

Independent Investors Optimistic About Fourth Quarter

October 16 — In the latest quarterly survey by Ally Invest, the investing arm of Ally Financial Inc., independent investors expressed optimism about the future strength of the U.S. stock market going into the fourth quarter of 2018. The results of the in-house survey, conducted from Sept. 26 – Oct. 3, prior to recent market declines, are based on responses from approximately 240 independent investors.


Loan Renewals: Reorganizing for Optimization

By Neill LeCorgne

At a time when community banks are looking for loan and earnings growth, much attention is given to the sourcing and onboarding of new loans. However, a related function, loan renewals, presents an easy target for optimization that then frees up resources for new loans.


Q2 Sees Consumer Delinquencies Hold Steady

October 4 — Bank card delinquencies declined in the second quarter while the composite ratio of installment loan delinquencies rose modestly, according to results from the American Bankers Association’s Consumer Credit Delinquency Bulletin. Importantly, eight of the 11 categories tracked by ABA showed improvement or held steady, while two others edged up only 1 basis point.


Taxes, Tax-Exempt Bonds and Technical Factors

By Kevin Doyle 

The election of Donald Trump heightened expectations for tax reform in late 2016, causing tax-exempt municipal bonds to initially underperform taxable bonds. Logically, wouldn’t tax-free income become less valuable if the newly-elected president, with Republican control of Congress, could significantly reduce tax rates, as promised throughout the campaign? Looking back, we now know taxes were cut, but logic failed.


Consumers Want to Automate Daily Financial Tasks

October 1 — A survey of 1,000 U.S. consumers reveals that Americans are more likely to automate their day-to-day finances than other daily activities. According to “Consumer Digital Demands” by Charles Schwab, roughly a quarter of those surveyed said they would sooner automate financial tasks than rely on technology to get food delivered (22 percent), find a date (18 percent), diagnose a minor health issue (13 percent) or drive a car (11 percent).


  • Sign Up

  • Categories

  • Archive

Software: Kryptronic eCommerce, Copyright 1999-2018 Kryptronic, Inc. Exec Time: 0.059416 Seconds Memory Usage: 3.809319 Megabytes